Disclaimer

Through this medium, AMCESFI publishes the information provided for in applicable legislation, as well as other content for informational purposes only. The Ministry of Economy, Trade and Business, the Banco de España, and the National Securities Market Commission (CNMV) commit to maintaining the quality and updating of this information, as well as to avoiding and minimizing possible errors caused by technical failures. However, they do not guarantee that this service will not be interrupted or affected by such failures.

The Ministry of Economy, Trade and Business, the Banco de España, and the CNMV shall not be held responsible for access to or use of the information published by AMCESFI, nor for any damages or losses caused by decisions made based on the information disseminated through this medium, nor for any issues resulting from the use of this website or another external site, nor for damages and/or losses to the user’s software or hardware resulting from access to this website or from downloading programs or files made available on it. They shall also not be held responsible for possible errors or inaccuracies, noting that, in the case of discrepancies, the valid information will be that contained in the original publication. Finally, they shall not be responsible for links and references to other websites, nor for information disseminated by third parties citing AMCESFI as the source.

Users of the website www.amcesfi.es, by accessing it, accept this clause and agree to its contents.

Copyright of www.amcesfi.es content

For all pages on this website Copyright © Ministry of Economy, Trade and Business– Banco de España – National Securities Market Commission, Madrid, Spain. All rights reserved. The domain www.amcesfi.es is managed by the Banco de España.

The texts, logo, photographs, and graphic elements that make up the website www.amcesfi.es and are disseminated through it, as well as their presentation, are the exclusive property of the Ministry of Economy, Trade and Business and/or the Banco de España and/or the CNMV, which hold all exploitation rights over them, either directly or through agreements with third parties. In general, the Ministry of Economy, Trade and Business, the Banco de España, and the CNMV do not grant any license or authorization for the use of their industrial or intellectual property rights, or of any other property or rights related to this website, unless expressly agreed in writing. They reserve the right to modify or limit at any time the conditions of use of the information published on this website, as described below:

Users of the website www.amcesfi.es may freely make private use of the information obtained directly from it, including making copies in local memory (RAM) or other temporary storage devices. In all other cases where the information is used for purposes beyond mere private consultation, such use is only authorized under the following conditions:

• The distribution or reproduction of the information disseminated on this website must be done faithfully, without manipulating or altering the contents, and must always cite the source as the Macroprudential Authority Financial Stability Council (“AMCESFI”).

• When the information is included in documents or other media that are to be sold or transferred for a fee, the natural or legal person publishing or disseminating it in any format must inform buyers and/or transferees that the information is available free of charge through the website www.amcesfi.es, both before they pay any subscription or fee and each time they are provided with information taken from this website.

• The information obtained from the website www.amcesfi.es may be used to perform calculations disseminated by the user, provided it is clearly stated in the dissemination of such calculations that AMCESFI was used as the source.

• When links exist from any website to www.amcesfi.es or any of its internal pages, the corresponding pages must appear in a separate window and be the only element displayed on the screen (e.g., they must not appear within the frame of another website).

Users agree to use this website and its services in accordance with the stated conditions. The Ministry of Economy, Trade and Business, the Banco de España, and the CNMV reserve all legal rights to pursue any liabilities that may arise from non-compliance.